The residential market in Switzerland continues to stand out with its positive momentum.

After a year of significant change in 2025, indicators show sustained demand and favourable conditions for investment.

Find out why the residential sector remains a safe bet and how market players can take advantage of this.
Residential market 2026: the positive momentum continues

2025 marked a real revival for the residential market in French-speaking Switzerland and the rest of the country. The end of the year was particularly busy, with sustained demand for resale properties and a marked acceleration in the new-build market. Several favourable factors, which are expected to continue in 2026, explain this trend.

1.    Solid investment
The Swiss property market is positioned as a prime investment. This is reflected in the steady increase in the value of residential properties. The latest statistics show a 5.7% increase for detached houses and a 3.8% increase for flats in condominiums in 2025.

2. Strong demand

We are also seeing a shortage of supply in both the resale and new-build markets. However, demand remains strong, offering considerable visibility and appeal for new properties coming onto the market.

3. Attractive financing conditions

Interest rates remain very favourable for buyers. The SNB has kept its key interest rate at 0% since mid-2025. This policy has resulted in particularly low rates, making home ownership more attractive than ever. For example, 10-year fixed rates are around 1.5% at many banks. With regard to variable rates (SARON), buyers benefit from the 0% key interest rate, paying only the bank's margin in interest.

Source: L'AGEFI